Initial 12-Month Rate Guarantee (From ANTHEM BLUE CROSS)

From Anthem Blue Cross December 2010:

Initial 12-Month Rate Guarantee (For IFP ONLY!)

12-month (new business) rate guarantee on and after 3/1/2010.

Anthem will also honor the rate guarantee for any members still in their initial 12 months of coverage on and after 3/1/2010. Following the initial 12-month rate guarantee, although they will continue to adjust rates every 12 months, they may adjust more frequently.

Looks like a good time to sign with Anthem!

Individual and Family plans for 2011

Currently, Blue Shield is writing coverage for both 2010 and 2011; Anthem Blue Cross and Health Net are waiting for their plans to be approved by the Department of Insurance due to changes with the Healthcare Reform and will be writing for the first of the year.  We will keep you posted as to when the plans become available.

FYI: The Affordable Care Act - Implementation Timeline

 http://www.whitehouse.gov/healthreform/timeline