Don’t miss the window to enroll any child under 19 with NO UNDERWRITING!

From January 1^st to March 1^st 2011, any child under 19 years of age can be enrolled for health insurance and is not subject to underwriting!  After 3/1/11 you will have to wait for your child’s birthday month in order to enroll.  Don’t miss your chance to take advantage of this opportunity!

2011 Health Care Reform: Guarantee Issue on Children Under 19

Both Shield and Cross have rolled out their "Child Only Health Plans" for 2011:

From Blue Shield of California (1/4/11):

“If you need health coverage for your child(ren) under the age of 19, Blue Shield offers two plans to choose from: Shield Spectrum PPO 5000 and Shield Spectrum PPO 5500.”

“In compliance with the Affordable Health Care Act as supplemented by California law, there is an initial open enrollment period from January 1, 2011 through March 1, 2011 in which you can enroll your child on a guaranteed-acceptance basis. The other open enrollment period is a child’s birth month.”

From Anthem Blue Cross (12/30/10):

“Pursuant to 2010 California Assembly Bill 2244, Anthem Blue Cross and Anthem Blue Cross Life and Health Insurance Company are offering an open enrollment period for children under the age of 19 from January 1, 2011 through March 1, 2011. During this period we will not decline coverage or impose exclusion for pre-existing applicants. We may rate-up for some medical conditions. Information on additional enrollment periods after March 1 will be communicated as the detail become available.”